Property finance and lending
From: Emma Wright (@_Viral_Press)
We’re looking for guests in property, finance, lending, and business based in the UK to share expertise for a podcast. Please reach out to emma@viral.press 📩#journorequest #prrequest
Suggested talking points
The divergence between institutional lending standards and retail mortgage accessibility in the post-2023 rate environment, with specific reference to how property finance criteria have tightened for first-time buyers versus buy-to-let portfolios
How regional property valuations and lending-to-value ratios have fragmented across UK markets, creating distinct financing challenges in Scotland, Northern Ireland, and South East England that require differentiated lending approaches
The structural role of alternative finance providers and bridging lenders in filling gaps left by traditional bank retrenchment from certain property segments, and the regulatory framework governing these operations
Position as a practitioner who can explain how current UK property lending mechanics differ materially from pre-2022 assumptions, suitable for an audience unfamiliar with specialist finance vocabulary.
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